@Flux @hrefna @Azuaron @aredridel
For me it's not about the harmer, but the harmed.
If you inheritted a house, and then rented it to your child, I think it would meet your standard and mine.
If you were already paying your mortgage, or rent, but then bring in another so you have "a little extra", or "enough to get by"; I think the harmed doesn't change one bit.
Of course not everyone considers themselves harmed. :shrugs: