Notices by brigrammer (brigrammer@poa.st), page 4

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brigrammer (brigrammer@poa.st)'s status on Friday, 30-Aug-2024 12:01:12 JST brigrammer
in reply to
- Witch Hunter Siegfired
- vrilium
@Witch_Hunter_Siegfired @vrilium and yet instead of saying "I don't like x" he tries to stir shit between Christians and Pagans

I don't shit on Pagans despite having just as many complaints about their...religion...because it does not help Whites

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brigrammer (brigrammer@poa.st)'s status on Friday, 30-Aug-2024 12:01:12 JST brigrammer
in reply to
- vrilium
@vrilium that sure sounds like a (((white))) thing to say
In conversation about 3 months ago from poa.st permalink
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brigrammer (brigrammer@poa.st)'s status on Thursday, 29-Aug-2024 10:30:53 JST brigrammer
in reply to
@Witch_Hunter_Siegfired @BowsacNoodle @FourOh-LLC @givenup @grey @pepsi_man any strong men who struggle to produce good times must accept that if they succeed they will also make weak men who will plant the seeds of bad times

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 09:27:00 JST brigrammer
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@Dan_Hulson @CatLord @dubbub @doctorsex @BattleDwarfGimli @EvilSandmich @Hertz @PraxisOfEvil @TrevorGoodchild @sickburnbro > Businesses can still make good money but aren't allowed to squeeze and extort people.

So, the idea that this current government will use price controls for good seems implausible.

The idea that people would be fool enough to follow price controls seems even more so.

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 09:26:59 JST brigrammer
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@Dan_Hulson @CatLord @dubbub @doctorsex @BattleDwarfGimli @EvilSandmich @Hertz @PraxisOfEvil @TrevorGoodchild @sickburnbro > In a good healthy nation

I am really not worried about that, because we don't exist in such a nation. Any new power this government gets will be used to make White people suffer because this government is fully invested in bio-Leninism.

> Still, though price controls could still do some good in the current system

Could, but won't. They are evil. They will only do more evil.

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:27 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro > There are plenty of ways to compensate for time preference without resorting to compound interest

The math of debt is algebraic, you can move the variables from one side of the equals to the other by an offsetting operation but only changing the parameters has an effect on the total.

If houses cost too much, you *could* try to make houses cheaper. Or if too many people want them, you *could* reduce the number who can. Hell, just one mass casualty event or chemical leak can really reduce the price of a place.

Improving the economy and reducing immigration and expelling illegals all would help the cost of homes. Simply paying the credit card in full each month means paying no interest at all. Opening a banking account instead of using a check casher means no fees. Etc.

But people are blaming the equation for total and ignoring the parameters because those aren't as fun to talk about.

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:26 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro > And if you eliminate usury and all other forms of financial rent-seeking hiding under other esoteric formats by law

then you get rid of most home ownership, business creation, the ability to create things like factories, and so on, and the alternatives to these loans are more complex, involved, and expensive to service and price

the arguments boil down to it being bad because it costs lendees to much, and it is bad a priori

I have already explained that the cost to lendees is fixed by the market, a loan with extra steps would cost the same if not more because people will only loan if they get enough of a return

the claim that it is bad a priori sounds a little hollow when the government is killing millions to spread gay butt sex and child rape around the world and demanding the "right" to mass child sacrifice

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:26 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro The value of future money has to be accounted for in the any loan scheme. When people try to break that equation people don't loan.

The compound interest scheme is just one of many ways to model for future value, but if you made it illegal the same parameters would be reshuffled into something that outputs roughly the same return on investment.

If you mandate the return to be lower, then the loans dry up as the money is better spent elsewhere.

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:25 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro the loan money comes from fractional reserves, the bank pays me to not spend my money because they get an arbitrage on the money I deposit from the fed, who pay this rate because the money sunk in the account slows the speed of currency in the system

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:25 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro > designed to benefit unproductive rent-seekers

I have money in savings, I get paid interest to keep it - when the saving accounts paid next to nothing I didn't bother keeping money in the banks and put it in other things

when people act like this behavior, which is rational and optimal, is evil it means they are operating from an adversarial position

you don't like people who have savings, you think that having savings is immoral - I don't know why, but I don't see how there could be a productive conversation with somebody who views savers as doing evil to debtors

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:24 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro > in non-predatory lending schemes

can you define one where the depositor and the lender get the same ROI yet somehow it is better for the lendee?

I keep hearing people say they would do something better without saying what that is but being rebuffed when I say that the ROI for those issuing the loans is what people are willing to put money into

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:23 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro I care because I like having running water and electricity and being able to swipe the magic plastic card that lets me get food and guns in exchange for looking at boring code all day

I see that the system collapsing makes these go away, what I don't see is any benefit for it other than my enemies suffer too

except they have more money and power than me so I doubt it would hurt them

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:22 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro things based on a system cannot continue to exist without that system is a pretty simple axiom

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:21 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro banks and insurance companies and stocks aren't predicated on compound interest to operate? and all other mass market businesses aren't built on top of them in turn?

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:20 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro not the concept of banks, the system of banks - the current banks that enable me to buy holosuns and cans of 556 and ramen

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:19 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro my dude, when California made its GPR law to require deleting customer data which will never actually happen, it took my client months and millions of dollars to comply with deleting a couple of fields on demand (I spent a week screaming and swearing and wanting to kill the rich faggot who got the law passed because of his personal beef with Facebook)

I have seen companies nope out of state over minor regulatory changes because the cost of compliance and implementation were more than tens of millions in lost revenue

this would be changing the entire business model, revenue calculations, writing entirly new contracts, - oh, and nobody can actual propose what this would look like despite insistence that it is doable

go look on a mortgage calculator for a home loan, chose you numbers, keep the term and calculate the sheet - now explain how you want that done differently

I have found everything seems easy as long as you don't have to do it yourself

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 04:59:18 JST brigrammer
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@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro or, they can continue to be in power because they have money and you can complain that your niche financial belief isn't being taken seriously by even internet racists like myself

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 03:41:21 JST brigrammer
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@dubbub @EvilSandmich @doctorsex @sickburnbro @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild gold standard was gone in the twenties, Nixon only killed the foreign note convertibility when the UK called the greenback bluff and began converting stacks into bricks

the gold standard was removed because it slows the velocity of money and puts a severe cap on the size of the government AND businesses (and the GS even constrains things like global population size)

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 02:50:45 JST brigrammer
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@dubbub @BattleDwarfGimli @TrevorGoodchild @Hertz @PraxisOfEvil @sickburnbro How does this work in America where people are trying to escape the ever encroaching nigger menace? Or to buy things like machines for their businesses? In the past, people did not change social class except after multiple generations.

Debt enables the competent but poor to escape poverty by using their future earnings today. I came from a poor family and if I was shackled to my wages I wouldn't be doing well. It also mean the incompetent wealthy can be put to ruin by their own folly.

> "be content with your wages"

This very statement offends me at a spiritual level, I was not made for such a sentiment and my soul screams at it with wrath and the threat of action.

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brigrammer (brigrammer@poa.st)'s status on Thursday, 22-Aug-2024 02:50:42 JST brigrammer
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@dubbub @BattleDwarfGimli @TrevorGoodchild @Hertz @PraxisOfEvil @sickburnbro > That's the reason why a blue-collar worker could buy a house debt-free with a few years of savings in the 60s, but now can't anymore.

People point to a single time in history as if it is the norm. Houses were small and cheap because of lots of dead folks, a lot of surplus production after the end of the war economy, and the government creating tons of debt we are paying for today.

> It's from the Bible.

It still does not match me. I am ambition and anxiety made flesh.

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