@Paleface @BattleDwarfGimli @Hertz @PraxisOfEvil @TrevorGoodchild @dubbub @sickburnbro > in non-predatory lending schemes

can you define one where the depositor and the lender get the same ROI yet somehow it is better for the lendee?

I keep hearing people say they would do something better without saying what that is but being rebuffed when I say that the ROI for those issuing the loans is what people are willing to put money into