Notices by johnbudd1350 (johnbudd1350@poa.st), page 4
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@elftummy @FF777 @mushroom_soup Yes, YNAB is exactly that method but electronic and easier to use. I agree about Ramsey too, he's a kook and I don't like him but it's undeniable that his method works for those in a lot of debt/bad with money.
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@BanditHeeler @KonataWagner1066 I'm all for fag bullying, but for waving? That's dumb
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@RustyCrab > extra spicy
?
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@elftummy @FF777 @mushroom_soup YNAB has a mobile app too so it works for that purpose. Thing is though the method they use is proactive; the idea is to allocate the money you have into spending buckets *before* you spend it. This does two things: 1. Actually tracks where every penny goes in each category 2. Forces me to prioritize what I actually *need* vs what I *want*
It also has charts for income vs expenses, total spending over the year by category, and net worth. Oh yeah and you automatically link your bank account so you don't have to manually import transactions.
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@GLObalMARinePR @LorgarAurelian1488 @SuperLutheran @hammerswinger @anti-climacus How do you carry it if it doesn't fold?
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@RealRaul Monke get red face from drink beer
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@mushroom_soup @FF777 If you don't want to make spreadsheets, I'm gonna shill this budgeting software. It's $80 per year, but I can tell you I've saved hundreds if not thousands of dollars using it. Yes I'm a pleb because I could use a free spreadsheet but I'm too high time preference for that, @elftummy forgive me for being a financial nigger.
youneedabudget.com/?utm_source=google&utm_medium=cpc&utm_campaign=%28roi%29%20branded&utm_content=ynab&utm_term=ynab&ar_clx=yes&ar_channel=sem&ar_campaign=36195583&ar_adgroup=1420857373&ar_ad=168915753796&gclid=Cj0KCQjwxveXBhDDARIsAI0Q0x2UwKP92QhunBY6KrQU-xef0sUfb29qe2sZPV7ky0UcFYkpnDHWrrUaAj1WEALw_wcB
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@mushroom_soup @FF777 Yeah so then where is the money going? Do you have a budget that tracks every last cent every month? That's step 1
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@RowdyRamzan @sickburnbro Exactly, and that thread is evidence for the evolutionary reason why women are solipsistic.
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@dew_the_dew @sickburnbro It's Y chromosomes passed down on the left (male gene), mtDNA on the right (female gene). It shows that when society fails men's lines get snuffed out, whereas women just need to find new husbands to pass on their genes just fine. The implication is that women should have no say in how society functions since they have no failure conditions.
Someone needs to show this to spinster lol
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@sickburnbro Link to thread?
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@sickburnbro @RowdyRamzan > The result is that there's been no society that let women have a voice in running things *because they have no skin in the game*.
>It's totally unsurprising that women come up with unnatural and bizarre rules that create non-functional societies.
Interesting to have empiracle evidence that proves what we all believe to be true. Love having my biases confirmed.
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@graf Don't try to rope me back in, fedi potion seller. But u right I should go full BAP and turn this into a right wing gainz account
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@WashedOutGundamPilot Sometimes its good to go through the classics. Lay back, let down your hair, and vomit in your mouth
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Every hour I've spent on this website I could've been in the gym instead
Much to think about
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@DK_Dharmaraj "what difference does it make" = "Ok great please shut up now arguing about this is a waste" every time.
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YEC/flatearth is seen as such a breaking point because I cannot look at anyone the same if they profess these beliefs unless they have huge tits and I can ignore it safely in that case
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@FederalAgent69 @Agartha_Noble @DK_Dharmaraj @Godcast @LuffWaffen_Luffy @SettlerLife @TheEternalAnglo @VladimirPu @hazlin LMAO ITS ALL NIGGERS HAHAHAHAHA
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@FederalAgent69 @Godcast @Agartha_Noble @DK_Dharmaraj @LuffWaffen_Luffy @SettlerLife @TheEternalAnglo @VladimirPu @hazlin America is fucked on so many levels lmao this entire continent was a mistake
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@Godcast @Agartha_Noble @DK_Dharmaraj @LuffWaffen_Luffy @SettlerLife @TheEternalAnglo @VladimirPu @hazlin >with their betters
Ohoho so this is what Mr. Scientific Inquiry actually boils down to
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johnbudd1350
Rowdy Ramzan ?
Christ is LORD
堅実 :njp:
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