@elftummy @FF777 @mushroom_soup YNAB has a mobile app too so it works for that purpose. Thing is though the method they use is proactive; the idea is to allocate the money you have into spending buckets *before* you spend it. This does two things: 1. Actually tracks where every penny goes in each category 2. Forces me to prioritize what I actually *need* vs what I *want*

It also has charts for income vs expenses, total spending over the year by category, and net worth. Oh yeah and you automatically link your bank account so you don't have to manually import transactions.