Trump/Musk rewriting the system that sends Social Security payments is designed to fail. It is yet another transparent grab at the people's money; to present it any other way is beyond naiveté. They (and willing media) may then blame the failure on programmers as a profession, because it is never the fault of the geniuses at the top and it cannot be intentional systemic violence, no never.
So out of self-interest let me offer a straightforward solution: give everybody in the US $3,000/month.