Bearer instruments are better than crypto.

As eiregoat said, zero trust required is a necessity to his worldview. What's more zero trust required than a dolllar?

> oh... it could be counterfeit!

If you know what to look for on a reserve note, which I point out is a negotiable instrument, which as a class of instruments eirgoat calla "unreliable", any counterfeit not discovered is basically as good as the real thing.