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>Tomorrow, you move your Roth 401k to a Roth IRA.
we have automatically deducted the $80 administrative fee from your account
>You withdrawal your $3.
we have applied the early withdrawal penalty since you're not 90 years old, here's your $2 and a $35 administrative fee for the withdrawal. you owe $33. if you pay by credit card, there is a 10% fee. if you pay by check, there is a $3.99 fee.
>Remaining dollars (interest and gains) are house money you get to play off. You still have $3 sitting in traditional 401k.
we'll pilfer those 3 dollars later