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1. Embed this notice
   Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 05:19:40 JST Bread up, Bro
   does this idiot think that if you have a $30k loan on a car and it implodes the bank say "woops, oh well!"
   • Embed this notice
     InceptionState (inceptionstate@poa.st)'s status on Tuesday, 02-Apr-2024 05:25:29 JST InceptionState

     in reply to
     @sickburnbro Yeah, that's why people are shocked when they get in an accident with their new car, it gets totaled, and the insurance payout is $5,000 less than the remaining balance on the loan. There is gap insurance to cover that difference, but it costs extra.
     Bread up, Bro likes this.
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     Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 05:26:00 JST Bread up, Bro

     in reply to

     • d
     @deprecated_ii I assume they must have had work done by shops
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     d (deprecated_ii@poa.st)'s status on Tuesday, 02-Apr-2024 05:26:01 JST d

     in reply to
     @sickburnbro >$6000 on a 99 XJ
     
     lol how, even an engine swap isn't going to cost that much unless you're paying dealer labor and that's just a terrible decision
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     Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 05:30:15 JST Bread up, Bro

     in reply to

     • JohnYoungE
     @JohnYoungE there is a ton wrong with that poast, but I just wanted to highlight the very critical "the bank takes on the risk!"
     
     dog, the only risk they take on is that you stop paying them and they have to repossess.
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     JohnYoungE (johnyounge@poa.st)'s status on Tuesday, 02-Apr-2024 05:30:18 JST JohnYoungE

     in reply to
     @sickburnbro Also, the 2k/year he was paying to maintain that one car was far cheaper than a car payment.
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     Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 05:33:05 JST Bread up, Bro

     in reply to

     • Rudolf_von_Goldenbaum
     @Rudolf_von_Goldenbaum yeah, gotta be careful with those exclusions though.
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     Rudolf_von_Goldenbaum (rudolf_von_goldenbaum@poa.st)'s status on Tuesday, 02-Apr-2024 05:33:06 JST Rudolf_von_Goldenbaum

     in reply to
     @sickburnbro Warranty is worth a lot in an era of $10k engine repairs and $22k batteries though.
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     Radians (demonsixone@poa.st)'s status on Tuesday, 02-Apr-2024 05:45:29 JST Radians

     in reply to

     • d
     @deprecated_ii @sickburnbro Basic service + 1-2 unit overhauls in 3 years on a 25 year old jeep at $6k seems not unreasonable. $8k on an XJ is still a fair deal if the body isnt rotted.
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     d (deprecated_ii@poa.st)'s status on Tuesday, 02-Apr-2024 05:45:29 JST d

     in reply to

     • Radians
     @DemonSixOne @sickburnbro I would never spend that kind of money on an XJ
     
     if you're going to own old cars, you'd better know how to work on them yourself
     Bread up, Bro likes this.
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     Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 05:47:57 JST Bread up, Bro

     in reply to

     • d
     • Radians
     @deprecated_ii @DemonSixOne the whole mindset is there to discuss in that comment.
     
     Any car that isn't brand new is probably going to have some issue. You need to understand how to at least deal with older cars if not service them directly if you do that.
     
     The 06 throwing a rod means something catastrophic, probably low oil. putting in engine oil in a car that is burning oil isn't hard to do.
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     Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 05:49:12 JST Bread up, Bro

     in reply to

     • skylar :confederateflag:??? :z:
     @skylar don't assume the system doesn't have ways to get blood from that particular stone
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     skylar :confederateflag:??? :z: (skylar@misskey.yandere.love)'s status on Tuesday, 02-Apr-2024 05:49:13 JST skylar :confederateflag:??? :z:

     in reply to
     @sickburnbro if they're legitimately poor, the bank is just shit out of luck. consequences for not paying debt only apply to the middle class. you can cry and scream and piss your pants and pay a lawyer infinity dollars to get every judge in the county to piss his pants while yelling PAY DEBTS!!!! but you can't get blood from a stone.
     
     congrats bank, you're the rightful owner of a car that doesn't run, the cost to get it out of impound exceeds its scrap value, and after thousands in legal bills you've recovered the full value of the debtor's checking account, 17 dollars.
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     Bread up, Bro (sickburnbro@poa.st)'s status on Tuesday, 02-Apr-2024 08:09:14 JST Bread up, Bro

     in reply to

     • d
     • Radians
     • koropokkur
     @koropokkur @DemonSixOne @deprecated_ii it can feel that way, but what happens is word comes down to the engineers "we need to meet this goal" which is either cost reduction or weight reduction, and they just go through and murder shit to meet that goal
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     Radians (demonsixone@poa.st)'s status on Tuesday, 02-Apr-2024 08:09:15 JST Radians

     in reply to

     • d
     @deprecated_ii @sickburnbro I wouldn't either but that was a quick back of a napkin math of what regular PM + suspension work on a 25 year old car + something like a reman transmission, parts only.
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     koropokkur (koropokkur@nicecrew.digital)'s status on Tuesday, 02-Apr-2024 08:09:15 JST koropokkur

     in reply to

     • d
     • Radians
     chrysler jeep trannies are notorious. i had a 94 zj that had a piece of plastic in the trans that busted. no reason that part shouldve been plastic except to be planned obsolescence.