@Hoss @Tony @Breaking911 @graf @bot I heard about a YT'er working in debt collection that had one of those guys on his listing. The YT'er made comment that he was one of the happiest and proudest accounts in collection for the longest time. He was in collections for almost a decade and would gleefully answer collector calls boasting that his home was purchased on the credit card and there was simply nothing they could do- he knew it, and they knew it, he won.