@wolf480pl @sun
i also don't know what im talking about:
bonds seem smart from what I understand
but about falling/finding the bottom I think that is a fool's errand. i think the way you fight fluctuations/rapid falling/rapid rising is to just steadily put a stable amount of money in on a consistent schedule over a long period of time
i think there's even a name for that but I can't recall rn
I did this years ago when I had money to waste (last year of growth+ has been totally wiped out in the last few work days btw) but now feels like a good time to redouble, maybe.

But if I end up rapidly needing cash, I'm just shooting myself in the foot