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@whitequark @dalias @mcc yes. the key detail here is that the PKI involved *includes the domain of the site* so phishing goes from "mild difficulty if the user has a PTSD level of hypervigilance, easy if they're not really paying attention" to "physically impossible without local code execution or device theft". the differences are huge. the difference is big enough that the FTC has occasionally given it the force of law: https://www.ftc.gov/policy/advocacy-research/tech-at-ftc/2023/02/security-principles-addressing-underlying-causes-risk-complex-systems#_ftnref6