@va2lam @hacks4pancakes @Lazarou @munin Indeed some luck does play into it. Luck of circumstances.
Although I do find myself a little irritated when friends say "you're so lucky", when I structured my life to work from home, not have a financial safety net or family nearby.
Some of the luck is from seeing that I could leave and doing it. I think sometimes luck is knowing you are open to an opportunity, so you know to grasp it when you see it.