@sapphire @skylar @PraxisOfEvil @flux_the_cat I actually know how these things work and what they cost. It's fairly easy to do this type of shit. If you don't want to be in the market go with a money market fund or stable value fund. No cost to enter. Both are as close to guaranteed as you can get with money markets being made of US government debt (if that defaults your money isn't worth the paper its printed on).