@sapphire @skylar @PraxisOfEvil @flux_the_cat If you look at stonk trends v inflation, it's always kept up or exceeded inflation over 20 years. I'm not going to pretend it one day won't or that there's no chance that it might not matter in 30 or even 10 years, but I also don't think it's wise to assume it will never happen. Again it's about hedging. If you get a 401k match, put in Roth dollars so you get free regular money (traditional aka not roth).