@bleedingphoenix @BowsacNoodle @sickburnbro “hurr durr my great grandparents didn’t have a credit card so I don’t need one either” your great grandparents didn’t have health insurance or a cell phone either retard because they lived in a first world country, not a dying empire. You don’t get to choose whether you’re playing the game, you only get to choose if you win.