@That_One_Guy @Mrfunkedude Due to birth defects, I know a couple who spent over $1 million/year of their insurance company's money to keep a child alive for fewer than 5 years. It's hella expensive to get medical care because it's all priced for insurers to pay, and everyone gets a cut of the action. If everyone stays in perfect health, it's a great plan. I don't know how to predict that part. Good luck.