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@jawnsy @trochee yeah that’s hard to say.

There are also so many extra costs with closing / maintaining a home.

If you haven’t already found this, check out bogleheads.org wiki and community. I think they have the most sensible takes on finance and have a lot of diff scenarios. Lots of people who have also lived through past busts so I feel like I learn a lot

Generally they would say to not be house poor, and to have a certain amount of money growing in low index funds, and best methods for withdrawal in bad years to keep going.