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@restful @Zennagain True it does. A young person is paying for their own insurance, but all insurance requires other people.

And as for a wealth transfer = we currently have it set up so that a 1% can pay for a personal tax lobbyist and a congress person, and still make a profit.

Wealth is being transferred, alright, from the masses to a choice few pockets. And it's about to get worse.