@dalias @JessTheUnstill Index returns have been about 10%. Last year the price of a house (avg US) went up 18%, while if individuals don't buy them, global investment corporations do, paying that 10% index to its investors, pocketing the other 8%, and actually hiring a remote employee to manage multiple properties in exchange for a single unit. (Obvs, it's not allegorically simple like that, but you get the gist.)
Against whom are you trying to win?