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@freemo @selea
Great stuff with 2 main considerations:

1- Children - if they can really grow out of terrible spirals (even with good education / morals)

2- Banks - who might not represent or declare fascism but all but do things similar.

So more on each optionally below, Otherwise above is fine.

Mostly asking in regard to future of children (or adults based on many I have come across) and a kind of better long-term decision-making perhaps needed in regards to both Children (perhaps not 'creating' the relative debt) and Banks as poor / cold money managers...

(Back to 1)
🧒 Raising children still inside cold systems will be a bit like "do as I do as a child but not what I say as adult" (do as I do not what I say or care about)
So when they grow up into 'work' it's still perhaps only the soft-fascism option being in yet another binary/ultimatum style sub-company culture (or just hierarchy inside state with too many rules)

(Back to 2)
🏦 Banks might be fascist if they are as an authority having almost total monopoly on money or the driving force behind life is getting managed largely financed by negative energy / debt first...

The rest is more detail why they might be fascist but you can skip to summary in next section:

1- authoritarian hierarchy themselves (or large uncaring authority with not much morality in lending etc)

2- and if they team-up with similar totalitarian state (so to some degree that are from playing ball state)

3- if almost (99%?) of life is piped through Pipe_exb: banks :Pipe_right: :and who doesn't get loans for the many good humans endeavors blocked for pure-profit style reaping and keeping power. Does seem accusative is about power and control and state.

4- and the public #debt they are lumped as a result of unfairly public money and private money having blurry lines (bail-outs etc) is just too unforgivable it seems and very obvious stealing for their mismanagement of debt (allowed to lend x10 more than it has just bizarre).

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SUMMARY
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So considering all that with (!) Children and (2) Banks - seems it's all about taking from behind people's back / using negative maths and leveraging debt to compound stress all over the place which then leads to a lot of negatives society as a result of negative equation
or
$ = $ + debt (can't really win this and it's very "extractivist" / fascist ?)

I'll try limit myself from saying more but for me and current 'children' even it seems far from neutral and almost mission impossible fascist with more hoops of fascism and a kind of sterilized design without people.

See if you have more on Children getting out of that lock Banks have.