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@ZeroSum06 I got one VISA card, thru my bank. And all I use it for is grocery shopping. So I don't have to worry that I don't have enough cash handy. With all this Biden Inflation.

Within months of using it, I've been barraged with Discovery card mail. One every week. They are so desperate for me to get their card. And get into debt with them. If I don't bite their apple, will my credit score suffer? Like I care.