I have a story I tell people, about a friend of mine, and myself, mid-90s. We both were in a homemade game scene.
He was rich, and his dad could buy Borland. I wasn't. What that meant was, he could code, and I couldn't.
So, he took off. He learned, got a job, went to SF, and was doing very well before I even started.
Later, I found free software. It let me start catching up. So, free tools have always been accessible, paid tools block me until I have money.
Maybe that's part of it?