People around me are constantly struggling with fiances. I cannot talk to a single relative, a co-worker who is not knee-deep in debt of rent or mortgage, car payment, credit cards.

According to your reasoning this should spill over me.

Again, when you see or read something consequential, and you do not use it for positive reinforcement, you will end up on the wrong side.

We are not talking about me forced to smile at people who hate me for being an old white male. We are talking about them being at financial dire straight, still wearing face masks, and hating me.

They are repeating the lies which is helping me to see the consequential things and use them for positive reinforcement.