@freemo @selea I've had friends admit to me they quit coming around because of my bad luck rubbing off on them. I have notoriously shit luck. I have no "education" to speak of and I have worked 20-60 hours a week for the last 10 years. I'm 38, own my home outright and have a little debt just for credit purposes. Living beyond your means is how you stay poor. If I can do it anybody can.