@Godcast @sickburnbro @BroDrillard @Balrog @Eiswald @GrungeQueef @RealRaul ESOP is a good solution that fixes a lot of problems, as well as bad management ruining things because employees end up owning the company. Regardless, I still think a blended strategy makes sense- ESOP+401k(optional)+pension (optional). Diversification is a useful hedge against the unexpected twists of the economy.