@dheadshot @syllopsium I have heard that argument, but is it really true? If you look at the generational breakdown, it is fairly consistent. I’m not by any means a statistician, but it seems that the Boomers are currently retiring and have been for a while. GenX has borne the brunt of them. Millennials outnumber GenX by quite a bit. I see maybe GenZ may have a hard time, but no different than GenX vis-à-vis Boomers. What am I missing here?