@That_One_Guy @Mrfunkedude I sometimes wish I hadn't gone with an HOA - but the non-HOA areas were scary for a single senior woman looking to buy a house on her own. I regret that I succumbed to my fear.. man a leaf falls off your tree in the fall and that HOA car is right there.. a fine for you and you and you. gah.. When I retire I'm selling this house and getting me a tiny home on my own land near water :D