@flargh @chrisphin Yeah, it is the worst. Co-pay, deductible, co-insurance, and out-of-pocket. Basically means after paying more than we would in comparable income tax in a country with socialized or similar care, we then have the privilege of getting “free care.” For us, that’s $50,000 this year before tax credits and deductions. (Family of three.) The tax offsets are pretty good, but I anticipate we would pay a straight $20,000 in another economy in tax as our healthcare share…