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   ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 03-Sep-2026 09:03:02 JST ?? Humpleupagus ??
   A deposit is just an agreement to repay. It's not your money when it's in the bank. The bank becomes your creditor. They want the deposits, so they can use the money.
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     ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 03-Sep-2026 09:24:53 JST ?? Humpleupagus ??

     in reply to

     • Peter
     Most people think they're richer if they have money in the bank, but technically they're poorer. I remember when this dawned on me when I was taking banking law / negotiable instruments / secured transactions.
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     Peter (mcmlxviiotg@nicecrew.digital)'s status on Thursday, 03-Sep-2026 09:24:54 JST Peter

     in reply to
     Thought my bank sent me some gambling spam. "You could get an iPad".
     
     Ah, they'd appreciate it if I leave $75K with them for two years. And even after meeting that requirement it still carries a "could" qualifier? Bitch, please. Tablets aren't unobtanium.
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     Goalkeeper (goalkeeper@nicecrew.digital)'s status on Thursday, 03-Sep-2026 09:26:26 JST Goalkeeper

     in reply to

     • Peter
     That's why Billionaires have most of their money tied up in assets
     ?? Humpleupagus ?? likes this.
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     ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 03-Sep-2026 09:27:08 JST ?? Humpleupagus ??

     in reply to

     • Goalkeeper
     • Peter
     Exactly. And liquidation is a logarithmic problem, so they have to hold and liquidate only as needed to live.
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     Goalkeeper (goalkeeper@nicecrew.digital)'s status on Thursday, 03-Sep-2026 09:29:33 JST Goalkeeper

     in reply to

     • Peter
     and the asset is likely to accrue value over time, the money will just stagnate at best.
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