Like, I cannot stress this enough - we should just GIVE seniors enough money to live. Period. Straight up just GIVE it to them - if you've made say 60 years on this earth, here's your check, don't spend it all on bingo. The fact that your ability to retire is tied into whether or not some nazi tech bros useless company turns a profit is not a good idea, and having the system function this way is PURELY intentional.
I'd rather just give poor people money and let the Street burn to the ground.