@kaia anyhow yeah, the economics of banks means that supporting things such as yubikey is rare - they try to cut down costs on everything not related to their core business, user facing security alas being one of them
@cell@kaia And most banks get really anal about rooted, bootloader unlocked or just alternative OS phones (with or without gapps). Thankfully my current bank app miraculously works although it rarely errors and need to restart it. :ablobcatsweatsiphard:
@kaia similarly, in asia at least, banks are moving away from web banking, going towards mobile app banking. if they have barely any budget for physical retail spaces; why hire multiple developer and support teams for web and mobile when you can just choose the option that has the least hassle and the most coverage? anyone who is left can just go to the branch or atm in person!
@susie >Thankfully my current bank app miraculously works although it rarely errors and need to restart it. Once you have installed the banks proprietary malware, you have lost.
Even if you're using a mobile device, I would suggest at least using the online browser version, as although that really is as proprietary, at least they can't restrict what kinds of computer you can use with NetSuicide or played restrict and so indicates you're not entirely submissive.
A while ago I happened to end up right next to the now rare physical bank and so I cashed a check and the employee was wondering why I didn't run their proprietary JavaScript instead of just physically going into the bank right there.
@kaia I do indeed refuse to use proprietary banking apps.
I do have a bank account, as the way society has been arranged, if you don't, without assistance of someone else who does, you will be homeless and starve (I wish this was an exaggeration like many claims of such).
When possible I go to physical branches, although some things require accessing the bank website, which I access as rarely as possible via a reasonably setup browser (JShelter and ublock origin (which I configure to not execute 3rd party JavaScript)) on a burner computer.
Ideally this would be something that Haketilo could handle in freedom, but I find JavaScript unusable when even doing trivial tasks and banks use fingerprinting, so you kind of need to replicate their secret API (but at least JShelter mitigates them from being able to set a fixed allowed fingerprint).
My goal is to get rid of the bank account, but unfortunately that doesn't seem achievable until I'm in a wooden shack in the forest.
I try to use cash when possible and if I store doesn't accept cash, I won't buy anything.
@voltrina >have physical 2FA code generator devices Those would actually be reasonably secure if those devices weren't from companies like RSA, who does things like accept a bribe of merely a million dollars to backdoor their encryption library and the bank stored the code seed in a reasonably secure manner instead of storing and managing such exclusively with proprietary software.
@kaia@cell over here you they still have the physical number sheets that they'll mail you if you don't want to use the app, but honestly the mobile verification works so smoothly that I'm fine with it
@cell@kaia It's a sheet of paper that has a bunch of six number sequences and they're all given an order number. The bank site tells you which line you look up from the sheet. When you're close to having spent all the numbers they mail you a new sheet.
It's honestly a hassle and just introduces one more item you can have lost when you need it
@moth_ball@kaia >physical number sheets i’m presuming you mean paper, so it’s like those cold war spy one time pad book thingys? honestly quite cool ngl
@moth_ball@kaia oh? in singapore and indonesia before phone app otp became a thing we used to use these, small battery powered pinpads which can do otp and challenge | response requests