@Urban_Hermit @pseudonym And yet, somehow, if I send a letter to a creditor saying “by reading this letter, you hereby renounce all debts, past, present, and future, owed by the sender to you, irrevocably, in perpetuity,” somehow that doesn’t count!
It’s almost like there’s one set of rules for giant corporations, and another for the rest of us. How odd. 🤔