i think the EU should pass legislation that enforces standards based 2factor auth (like totp/hotp) for banks, health insurance etc. it is absolutely unacceptable that people are _forced_ to buy android/ios smartphones to use critical services
By the way, company's name is pretty much bullshit as demonstrated many times over with: Company names not being unique (see issues with EV certificates), porn sites using ~shell companies, payment processors (Stripe, Paypal, …) being the ones shown when the business isn't doing it by itself, …
And the amount also is because by design you can charge a card again so subscriptions work.
@lanodan There are a lot of contradictions with banks, but we can't blame them for following the actual regulations…
Moreover credit cards neither are contextual: the regulation says that the MFA device must display the information about the transaction you are validating, such as the amount or company's name. Good luck with your credit card though ^^'
@lanodan TBH I would be quite satisfied with some FIDO2 authentication…
Moreover because the strong authentication for online payments is still up to the vendor website, so completely useless when you see that even for banks it's not enabled (coucou La Poste).
Any scammer can order anything from almost anywhere x)