So! I was overly optimistic about how much US insurers would fuck this up.
The answer should have been "Zero upfucking" bc they've had months to prepare, but insurance companies AND pharmacies are being incompetent.
https://www.cbsnews.com/amp/boston/news/patients-charged-hundreds-new-covid-19-shots/
The CDC Bridge Access program makes ALL COVID SHOTS FREE in the US, whether you're uninsured or your insurance won't cover it. https://www.cdc.gov/vaccines/programs/bridge/index.html