Honestly can't believe the guy who threatened to invade Greenland, Venezuela, Panama, Canada, and is currently starting a war with his own citizens, didn't win the Nobel peace prize

Look, we all know the real reason #Autistics exist and why #Autism rates are increasing.

It's not vaccines or paracetamol...

It's cos we be fucking 😈

Are we not going to point out the fact that he can't say acetaminophen¹?

#Autism #TismChat #ActuallyAutistic
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¹ Paracetamol in civilised countries

Anti theft tags on butter.

Also, when the fuck did Kerrygold cost over a fiver!?

I am proud to announce that I am making a terrible decision, but I'm not telling you what it is so you can't stop me!

Fiadh¹, their child born shortly after moving into the house, will have their First Holy Communion at this time.

The mortgage is made up of €1,167 interest and €1,169 principal.

She gets €10,000 for this life event from friends and family. John and Mary put it towards the mortgage.

The next month they pay €1,137 interest and €1,198 principal.

It has knocked 8 months off the term.
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¹ Irish feminine name meaning wildness

Surely a larger deposit will save John, Mary, & Fiadh?

Let's try a 20% deposit - €120k thanks to the bank of Mom & Dad.

Mortgage of €480k at 3.2% = €2,076pm for 30 years.

Again they hit the "principal > interest" at 101 months. Fiadh's First Communion.

Surely her €10,000 Communion money will have more of an impact. They've done everything right!

9 months.

Fiadh's Communion money was enough for 9 months - not enough for a sibling.

John and Mary never explain. They did the maths years ago.

Finance Minister Paschal Donohoe proudly announced 200k homes built since 2016 on the radio today.

Recall the second line in this thread: "In the 1980s, 250,000 homes were built."

200k homes in 9 years. 22,222 a year.

If Fiadh was born in 2016, she'd have her First Communion now. A Dublin 3 bed semi was €334k back then.

Fiadh has a dress & a cake for her Communion. She doesn't have an address for her teacher or cousin.

"200k homes" beams Paschal Donohoe. The spreadsheet says we're winning

(Edited reply. Included here for continuity)

2025 Median John and Mary (combined income of €90k) need a €250k deposit for a €350k mortgage on a €600k Dublin 3 bed semi. €1,514pm

The deposit means Fiadh will never meet her grandfather. They told her it was quick. Peaceful. No suffering from the cancer eating away at him.

She will grow up in the house he never saw. A house not possible without him.

Her communion money would have bought him 12 months to live, if you could call it living.

A month after this post, people have realized (and are finally talking about the fact) that earning below €100,000 in Ireland means you cannot afford your own home.

Wait until they find out that we don't have the electric, gas, water, sewerage, or transport infrastructure either.

#GreatLittleCountryToDoBusiness

UK government: If you want to continue defiling yourself to adult websites you will need to provide ID and credit card details. This will, of course, be 100% confidential

Also UK Government: Oops we accidentally sent the names of 20,000 Taliban enemies to the Taliban

Prime Day is a vapid shrine to excess capitalism.

We need to go back to, and celebrate, the real meaning... The death and rebirth of Optimus Prime.

#HeHasRisen

We are almost there folks hang in there

2020 ▓▓▓▓▓▓▓▓▓▓▓▓▓░ 550%

We are at the midpoint of the half century. The year 2050 is now closer than the year 2000.

Time is a social construct

I talk a lot of shit for someone that needs earplugs, blackout blinds, a special pillow, and a weighted blanket to fall asleep

Anything over 7kg of a weighted blanket is an absolute pain in the hole to wash.

Most domestic washing machines here max out at this weight. My 10kg blanket needs to be washed in an industrial machine, such as those gigantic bastards in petrol stations or supermarket car parks.

Otherwise you are talking about washing it in a bath tub, which isn't as good IME.

Duvet covers help but are not a panacea.

By 2030, the Irish government plans to build 300,000 homes.

In the 1980s, 250,000 homes were built.

In the 1990s, 400,000 homes were built.

In the 2000s, 600,000 homes were built.

In the 2010s, 100,000 homes were built.

In the last 4 years, 100,000 homes were built.

If the government instantly magiced 320,000 homes, we would meet today's demand. This includes an expected 5% turnover figure (i.e. for sale). Currently turnover is less than 1%

I'm under 40. 55,000 people sat the leaving cert exams when I did, 20 years ago. In 2024 that number was 61,000.

You'd need to make at least 80,000 new homes a year to keep up with today's demand - even after magically creating 320,000 homes. More in 10 - 15 years time.

In the 1980s, an Irish couple spent 17% of their income on a mortgage.
Today? 26%.

Back then, the average home cost 1.7x the average income.
Now? Over 7x.

Dual incomes used to be optional and got you a nicer home or on the ladder faster.
Now? Mandatory - even for a shit box.

Single income households? Essentially locked out (average age 39).

So no, your parents didn't have it harder. They had it handed to them - and pulled the ladder up.

In the 2024 Irish elections, the parties in power promised ~50,000 new homes a year. This falls drastically short of current and expected demand.

Boycotting holiday homes in Mayo is not a solution.

Exempting a garden shed with notions from planning is not a solution.

Google offering housing to public sector workers is not a solution.

Blaming others is not a solution.

We know what the solution is. For 10+ years they've said "It won't happen overnight".

Bullshit - it won't happen at all

In those 10 years, homelessness up 575%.

In 2024, 15,000 people were homeless. 9,000 are families.
Cost? €361,000,000.

€40,111/family/year. €3,343pm

50% are homeless for over 1 year. 20% for over 2 years.

Median home price, €355,000.
Cost? 30 years at 3.0% - €1,496pm

€3,343pm clears that mortgage in 10 years.

We are spending more to keep people on the streets than in homes, with walls made of misery instead of brick. Build homes instead of excuses.