The decision of whether to dump savings into US federal I-Bonds is usually easy ("yes, obviously”). This year, though…? 😬
OTOH, if the gov't gets into such an incredible shambles that its friggin bonds stop being worth anything, I have a hard time believing that same pile of money would be any safer in a savings account or the stock market.
(Or worth anywhere near what it is in cash today, for that matter 😰 where's that wheelbarrow emoji?)
Maybe I'll 'invest' in upgrades to my house instead?