The Trump Administration thinks you're weak and stupid if you don't want to lose your retirement savings and thinks you should pay more for things because Trump feels like it. They hate you and are willing to destroy your life for keeping tax cuts for the very wealthy.
Bessent says Americans who are ready to retire aren't worried about 'day-to-day' fluctuations:
https://www.nbcnews.com/politics/trump-administration/bessent-americans-retire-arent-worried-stock-market-recession-rcna199892