bloomtime!@whynothugo @skinnylatte oh and it gets more dystopian.
The zoomed out problems of these subdivisions* are:
1) frequently built in flood or fire risk zones
2) long drive away from workplaces and services
3) increasingly impoverished residents
4) increasing insurance rates because of problem 1
5) when disaster strikes the rule makers want houses rebuilt the same instead of building stuff that could survive sustainably
6)laws give homeowners a lot of privileges that renters don't get, so people spend more than they can afford on mortgages because they want the privilege as much as the property
And that's a problem for everybody else because a great deal of the global economy rests on the assumed value of these homes, and climate change is making these homes more risky & expensive to insure, leaving less money for mortgages.
*I initially wrote communities but since they don't have gathering places or stores or workplaces or encourage meeting people across gender or age divides they're not really communities
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