Idea: Rather than socializing the cost of crime, hold the criminal liable.

Can't pay -> Where does he live? Liability cascades to the owner of his place of residence.

So for example, the child of a woman who rents her apartment commits a crime. He's liable (if over 18), then she's liable, if she can't pay then her landlord is liable.

Effect:
1. Landlords add liability protection to their insurance package
2. Landlord insurance requires the landlord to demand insurance from the tenant
3. Tenants buy insurance and risk adjusters price in likelihood of criminal activity
4. Criminals are *strongly* incentivized to move elsewhere.