@michael_w_busch @inthehands as I understand it, a lot of those terrible things are already happening, or are going to happen very soon. It's all such an unmitigated disaster for so many people that going nuclear may be the only viable option.
I do wholeheartedly agree with everyone suggesting backups, even if they're technically illegal due to being on a drive in someone's basement. "Finding" them could be the only route to functionality.