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@ZeroSum06 that is irrelevant, BCH will adopt ISO20022 or whatever else it needs to stay cutting edge and the best, as long as it does not compromise decentralization or security and its ability to serve a money

you are missing the point, BTC is a captured project with owners, nothing will happen there if the owners do not approve, and the owners do not want it to be used as money because those owners already own the current money that is being used called fiat

all roads lead to BCH