@_elena @debby
Elena, your reason for being drawn to Matrix is the same reason I was drawn to #Jabber (XMPP). And, sadly, it's the same downside. Getting friends and family to move to a private platform seems impossible.
I don't know if I'm the crazy one, or them?
I chose Jabber because it seems more appropriate for one-on-one chats, although it supports groups. Matrix, to me, seemed to be the reverse situation. But, I could be wrong.
I've also read many stories about how difficult it is to both run a Matrix server and moderate it. Although, I haven't faced moderation issues yet with my Jabber server.