@stux FYI, it looks like this stupid bill got exactly the attention it deserved:
"Introduced 07/31/2024
Latest Action: Senate - 07/31/2024 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs."
No co-sponsor, no action was taken aside from it being introduced in committee. It was dead on arrival. Hopefully that will be the last we hear of this bad idea.