@VeroniqueB99 I don’t understand how the US insurance system can fail at such a classic case while the same case in Germany just works.
In Germany, after the cancer is defeated, you can continue building your life almost from the same financial position you had before cancer.
That is what happened in my family, and the insurances and pension system even paid for rehab.
No life savings lost, because protection against such high damage, low probability risks is just what insurance is for.