@kel
Yesterday I was just reading open letter https://www.clubofrome.org/cop-reform-2024/ .
Basically the worst people took advantage of legal loopholes in the small global effort to address the climate crisis to get others into worse debt situations to them.
I don't think your description of giving a friend-in-need $100, with some expectation that they return the favour if the situations reverse, resembles that at all.