@mekkaokereke @molly0xfff not only that it is adopted by apparently everyone in India (was just at a friend’s house last night who are Indian immigrants - they were talking about how digital payments are accepted by street vendors everywhere in India such that you barely need to carry cash and that everyone even the elderly have figured out the digital payments.
(And it all bypasses credit cards) some foreigners can even use it (but only from 3 or so countries with the right app and KYC)