@lunarised @iwillbite In our country where our central bank purposefully drives high inflation, unfortunately it is a good idea to hold debt. If a bank gave you a loan at 2.5% and the Fed's hyperinflation is around 7%, it makes sense to pay that debt back as slowly as possible. Personally, I wish it weren't this way, but our government has set up an economy that punishes savings and rewards debt, because both get devalued by inflation.