@John_Darksoul @mjdigspigs @catmanmancat Mortgage rates follow 10 year treasuries and stock market is still too hot (because inflation means profits are nominally growing even if it's diluted dollars), so demand for bonds (including mortgage backed securities) is mediocre and they have to make higher rates to entice buyers (pension funds, institutional investors). Basically until there's a blip in the market to spook people or some type of mo money for dem programz to entice buyers of mortgage debt rates are going to be bad. Shit sucks.