There's some good context & info in this piece once you get past the ridiculous editorializing of its author, e.g. "undermining the ability of Americans to live where they choose."

TL;DR: centuries of short-sightedness on the part of Americans (draining coastal wetlands; suppressing natural fire cycles) have finally resulted in risks so high & expensive that the actuaries at insurance companies are walking away entirely.

RE: https://social.coop/users/derek/statuses/112208034656895186